Individuals who've perfect credit is suddenly denied a loan and understand that this is because someone has been using their individuality and racking up two sums of debt in their name. Getting this straightened out once it's occurred may be a nightmare as you go through many months of appeals and disputes. Frequently it's extremely difficult to get everything off your relationship once the harm is done. This is where the job of id theft protection comes in. This kind of service takes a proactive as opposed to a reactive approach to id theft. The way this works is that if there's any transaction which can have an impact on your credit account or score the business will intercept this transaction before allowing it to occur.
You must then follow some kind of procedure to verify that you're okay with that the transaction being added to your account and being carried out. In this way everything on your account which is originated by you is identity theft protection and credit monitoring on a white list of items which are accepted. Everything else is automatically on that the blacklist and for that reason anyone who has your identity, social security number, etc. Will be able to use your credit as you'll not accept these transactions.